{"id":529,"date":"2025-05-07T21:15:35","date_gmt":"2025-05-07T21:15:35","guid":{"rendered":"https:\/\/magforce.com.ar\/?p=529"},"modified":"2025-05-07T21:15:35","modified_gmt":"2025-05-07T21:15:35","slug":"pagas-al-exterior-esto-es-lo-que-necesitas-saber-sobre-el-dolar-divisa-y-los-costos-ocultos","status":"publish","type":"post","link":"https:\/\/magforce.com.ar\/es\/pagas-al-exterior-esto-es-lo-que-necesitas-saber-sobre-el-dolar-divisa-y-los-costos-ocultos\/","title":{"rendered":"\u00bfPag\u00e1s al exterior? Esto es lo que necesit\u00e1s saber sobre el d\u00f3lar divisa y los costos ocultos"},"content":{"rendered":"\n<p>Si tu empresa importa bienes, contrata servicios del exterior o realiza giros internacionales, hay un dato clave que no pod\u00e9s pasar por alto: todos esos pagos se hacen al d\u00f3lar divisa, un tipo de cambio distinto al que ves en portales de noticias o redes sociales.<\/p>\n\n\n\n<p>El d\u00f3lar divisa es el valor mayorista que utilizan los bancos para operaciones internacionales. No es el MEP, ni el blue, ni el CCL. Es un tipo de cambio con reglas propias\u2026 y tambi\u00e9n con costos que muchas veces est\u00e1n ocultos.<\/p>\n\n\n\n<p>Entre los principales costos asociados al giro de divisas se encuentran:<br>\u2022 Spread bancario, que puede representar entre un 1% y 2,5% adicional sobre la cotizaci\u00f3n oficial.<br>\u2022 Comisi\u00f3n SWIFT, por transferencia internacional, que suele costar entre USD 50 y USD 150 por operaci\u00f3n.<br>\u2022 Retenciones e impuestos, que a\u00fan pueden aplicar en algunos servicios, dependiendo del rubro y del cumplimiento documental.<\/p>\n\n\n\n<p>Todo suma. Y sin una estrategia adecuada, esos costos pueden afectar seriamente tu rentabilidad.<\/p>\n\n\n\n<p>\u00bfC\u00f3mo podemos ayudarte desde Magforce?<br>Te ofrecemos un enfoque integral para que cada d\u00f3lar cuente:<br>\u2022 Optimizaci\u00f3n de tu estrategia cambiaria<br>\u2022 Coordinaci\u00f3n de la documentaci\u00f3n con despachantes y estudios contables<br>\u2022 Evaluaci\u00f3n de fuentes de financiamiento externo<br>\u2022 Integraci\u00f3n de pagos y log\u00edstica en una operaci\u00f3n eficiente<\/p>\n\n\n\n<p>No pagues de m\u00e1s.<br>Conect\u00e1 con Magforce y hac\u00e9 que tu operaci\u00f3n internacional sea rentable de punta a punta.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Si tu empresa importa bienes, contrata servicios del exterior o realiza giros internacionales, hay un dato clave que no pod\u00e9s 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